BMW Protection Products

We have developed our Excess Wear & Use Protection to offer you the most comprehensive coverage possible. Our policy covers:

• Minor dents and dings
• Minor scratches
• Chipped or cracked windshields
• Missing parts valued at $200 or less
• Premium is included with monthly payment, so there are no additional up-front costs

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Excess Wear & Use Protection* can be applied to:

• New Vehicle leases through BMW Financial Services
• Vehicles with less than 15,000 km at inception

*Must be purchased at vehicle inception. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

• Loss or damage as a result of a single incident or accident, whereby such damage is over $1,000 and typically covered by a customer’s automobile insurance policy.
• Mechanical & Electrical breakdown is not covered (i.e.: Brakes).
• Replacement parts that do not meet BMW specifications and quality.
• Poor body work, mismatched paint, or poor quality paint job from a previous repair.
• Loss or damage covered by another service contract or warranty.

Additional exclusions may apply. See contract terms and conditions for full coverage details.

• Can be 100% financed and included within your monthly payment.
• Covers 100% of the cost of the tire or rim repair or replacement.
• BMW run-flat tires are always replaced, never repaired.
• Covers all four tires and rims, plus any subsequent set as long as they’re of manufacturer specification.
• Coverage for rim damage caused by curb scuffs.
• Coverage throughout Canada and continental United States rental vehicle benefit.

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Tire and Rim Protection provides coverage for the original BMW vehicle listed on the Service Contract, and any original tires and rims damaged by various road hazards, including but not limited to:

• Nails, screws, glass, rocks, animal carcasses, potholes, road cracks, uneven pavement, curb scuffs
• Coverage also includes BMW summer tire and rim packages, BMW winter tire and rim packages, and replacement tires and rims beyond the original set (as long as they comply with manufacturer specifications)

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Tire and Rim Protection provides coverage for the tires and rims listed on the Service Contract until one of the following occurs:

• Contract term expires
• Vehicle odometer reaches 120,000 km on new vehicles
• Vehicle odometer reaches 180,000 km on Pre-Owned and Certified Series® Pre-Owned Vehicles
• Less than 2 mm (3/32") of tread depth on any rib of the tire

BMW Financial Services Tire and Rim Protection can be applied to any New, Pre-Owned or Certified Series® Pre-Owned BMW

• Coverage must be purchased within 30 days of vehicle purchase
• Tires on all vehicles must have a tread depth of greater than or equal to 4 mm (5/32") at contract inception to be eligible for coverage
• The Service Contract is always restricted to the original vehicle and the tires and rims installed, and any subsequent set of tires and rims that are of manufacturer specification
• The service contract can be transferred to a new private owner of the vehicle. Proof of purchase may be requested.

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Tire and Rim Protection does not provide coverage in the following circumstances:

• Non-BMW vehicles
• Tires and rims that are not of manufacturer specification
• Damage due to vehicle accident or collision
• Defects in material or workmanship by the tire or vehicle manufacturer, including without limitation, out-of-round or stress-cracked rims not resulting from a road hazard
• Vandalism or theft
• Damage that would otherwise be covered by an auto insurance policy

Additional exclusions may apply. See contract terms and conditions for full coverage details.

Interior Protection
Repair of interior damage, including stained fabric, vinyl, and leather components, as well as accidental tears and scratches.

Front Windshield Protection*
Repair or replacement of windshield damage, including chips and/or cracks caused by propelled rocks or road debris, as well as stress cracks caused by extreme weather.

Paintless Dent Removal
Repairs to small dents on the exterior vertical panels that won’t harm your BMW’s original finish.

Key and Keyless Remote Replacement
In the event your key or remote is lost, stolen, or damaged and inoperable.

Paint Repair*
Repair of damage to the exterior paint surfaces, where paint touch-ups and/or polishing is required.

Head and Taillight Protection*
Repair or replacement of head or taillight damage, including damaged caused by propelled rocks or road debris.

Car Rental Benefit
A complimentary car rental (up to $50 per event, including taxes) is included on all BMW Financial Services Appearance Protection plans for any eligible claim.

*Coverage only provided under the Ultimate Appearance Protection program. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Appearance Protection provides coverage until the term expires, or the vehicle odometer reaches 250,000 km.

Term Options:

• New: 1–7 years, up to 250,000 km
• Certified Pre-Owned: 1–4 years, up to 250,000 km
• Pre-Owned: 1–4 years, up to 250,000 km

BMW Financial Services Tire and Rim Protection provides coverage for the tires and rims listed on the Service Contract until one of the following occurs:

• Contract term expires
• Vehicle odometer reaches 120,000 km on new vehicles
• Vehicle odometer reaches 180,000 km on Pre-Owned and Certified Series® Pre-Owned Vehicles
• Less than 2 mm (3/32") of tread depth on any rib of the tire

• Ultimate Appearance Protection: $20,000 in aggregate coverage benefits, which can be 100% financed and included within your monthly payment.
• Premium Appearance Protection: $5,000 in aggregate coverage benefits.
• Multiple term options available.
• Rental vehicle benefit.
• Coverage is transferable.

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

• BMW Financial Services Appearance Protection can be applied to any New, Pre-Owned, or Certified Series® Pre-Owned BMW.
• Coverage must be purchased within 30 days of vehicle purchase.

BMW Financial Services Anti-Theft Protection uses a visible warning label with multiple permanent police-traceable numbers on body panels to make it a less attractive target.

In the event your BMW is stolen and recovered with damage, you will be reimbursed for your BMW Financial Services Anti-Theft Protection purchase. If your BMW is stolen and not recovered within 30 days, or is recovered and declared a total loss by your insurance provider, your selling Retailer will provide you with a discount of up to $5,000 on the cost of purchasing a replacement vehicle from their available inventory.

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

• Protection for recovered vehicles
• Provides a full refund of the purchase price of the BMW Financial Services Anti-Theft Protection coverage in the event your vehicle is stolen and recovered with damage or stolen goods*
• Protection for unrecovered or total loss vehicles
• Provides a discount of up to $5,000 towards the purchase of a replacement vehicle in the event your vehicle is stolen, or recovered and declared a total loss*
• Vehicle identification
• All vehicles equipped with BMW Financial Services
• Anti-Theft Protection are fitted with unique tracking numbers discretely embedded in various locations throughout the vehicle to improve traceability

*Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

• The premium is 100% financed and included within your monthly payment.
• You’ll receive a 5% bundled pricing discount when purchasing both Life and Disability Insurance coverage.
• There is a 50% co-applicant discount.

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Life Insurance covers customer payments, up to a maximum payout of $150,000, until one of the following occurs:

• Product cancellations
• Contractual coverage term expires
• Customer turns 75 years of age

BMW Financial Services Disability Insurance covers customer payments, up to maximum payout of $4,000 per month, until one of the following occurs:

• Customer is no longer disabled
• Product cancellation
• Contractual coverage term expires
• The Customer turns 66 years of age

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

BMW Financial Services Creditor Life and Disability Insurance can be applied to:

• Any natural person 18-74 years of age for Life Insurance
• Any natural person 18-65 years of age for Disability Insurance
• Any New, Pre-Owned or Certified Series® Pre-Owned BMW lease or finance contract

There is a 6/6 Pre-existing Condition period for both Life and Disability Insurance policies.

Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.